Carlton Supporters Club

I wouldn't be paying much attention to predictions and betting odds. These things can turn on a dime. We were flag favorites after R3 in 2012 and we were flag favorites at the end of '23 and into '24. The season is so long - teams with bad starts can have good finishes and vice versa. Whatever mojo we need to win the flag has nothing to do with Charlie, De Koning or Silvagni - last year's results make that clear.

Quote from: madbluboy – on December 24, 2025, 11:19:56 am

Sportsbet premiership odds

5th Sydney $10
11th StKilda $21
12th Carlton $41

Seems about right based on last year, their respective draws and what each club has lost and gained going into 2026.

Sportsbet premiership odds

5th Sydney $10
11th StKilda $21
12th Carlton $41

Didn't we fundamentally have such a thing years ago in primary school with the old CBA bank books?

At least once a week we'd all have to bring in our bank books and have the teacher bundle them up with some pennies to deposit as a learned savings scheme.

I can't see how that would work now, if it's online it'll be a target scheme for hackers, millions of less secure low value accounts that banks do not give a stuff about.

If wealthy families won’t invest, it’s dead in the water because most families won’t be able to afford to.

I cant see wealthy families investing money for their kids in a scheme that invests in ETF's that track the index etc and produces modest returns inline with what the S&P500 returns each year...

Economists don't seem too impressed with Taco Accounts.

Despite its limited life - children born in the next three years - the US economy simply doesn't have the capacity to fund the direct fiscal cost of over $3 billion per year and the money will most likely have to be borrowed. While these payments are a direct cost to the US government, they are a benefit to the lenders through interest. In other words, the payments and receipts cancel each other out.

However, the $1,000 grant is just a redistribution from taxpayers and lenders to newborns, and is neutral in terms of efficiency. The opportunity costs are not neutral though; when the US government borrows, it issues bonds. The investors who buy those bonds aren't investing that money in other, more critical areas of the economy like infrastructure, health, education, housing, energy, etc.

The affordability crisis means that the vast majority of American families won't be able to make contributions.  Most beneficiaries will receive $1,000 plus 18 years of compound interest and the administration reckons that will be worth $15,000.  The administration calculates that children from families that can afford to invest the maximum will have $742,000.  In other words, "It will make wealth inequality significantly worse, because it favors those who have resources to begin with,” according to David Radcliffe, from The New School’s Institute on Race, Power, and Political Economy.

William Darity, an economist at Duke University, says "Allowing those who are richer to put more in than those who are poor runs counter to any notion that there's any kind of redistributive justice taking place.”  And this is an economy where the bottom 50% of American households hold just 2.5% of the wealth.

Economists don't seem too impressed with Taco Accounts.

Despite its limited life - children born in the next three years - the US economy simply doesn't have the capacity to fund the direct fiscal cost of over $3 billion per year and the money will most likely have to be borrowed. While these payments are a direct cost to the US government, they are a benefit to the lenders through interest. In other words, the payments and receipts cancel each other out.

However, the $1,000 grant is just a redistribution from taxpayers and lenders to newborns, and is neutral in terms of efficiency. The opportunity costs are not neutral though; when the US government borrows, it issues bonds. The investors who buy those bonds aren't investing that money in other, more critical areas of the economy like infrastructure, health, education, housing, energy, etc.

The affordability crisis means that the vast majority of American families won't be able to make contributions.  Most beneficiaries will receive $1,000 plus 18 years of compound interest and the administration reckons that will be worth $15,000.  The administration calculates that children from families that can afford to invest the maximum will have $742,000.  In other words, "It will make wealth inequality significantly worse, because it favors those who have resources to begin with,” according to David Radcliffe, from The New School’s Institute on Race, Power, and Political Economy.

William Darity, an economist at Duke University, says "Allowing those who are richer to put more in than those who are poor runs counter to any notion that there's any kind of redistributive justice taking place.”  And this is an economy where the bottom 50% of American households hold just 2.5% of the wealth.